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Phone : 281-932-6642

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We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.

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Loan Programs

Here at Preferred Funding, LLC, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!

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Mortgage Calculators

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A Guide to Buying a Home in Retirement

A Guide to Buying a Home in Retirement

Jan 13, 2026

Learn how to buy the right home in retirement with tips on budgeting, priorities, financing, and long-term planning.

Is Your Mortgage Payment Too High? Here’s How to Lower It

Is Your Mortgage Payment Too High? Here’s How to Lower It

Jan 06, 2026

Learn practical ways to lower your mortgage payment through refinancing, PMI removal, insurance savings, and tax appeals.

FHA Compensating Factors: Strengthening Your Loan Application

FHA Compensating Factors: Strengthening Your Loan Application

Dec 30, 2025

Learn how FHA compensating factors can help you qualify for a home loan despite credit or income challenges. Understand what factors matter most.